Defining Terms — Copay or Copayment A Copay is a small, fixed sum that must be paid by the insured for each prescription or medical service at the time the service is accessed. Another name for this fee is Copayment. Copayments must be paid before the health […]
Read more →How Much Does Your Health Insurance Cost? Most Americans do not know the actual cost of their health insurance because the insurance is purchased on their behalf by their employers, whether through small group, large group, or self-insured programs, with employers typically paying a portion of the […]
Read more →$716 Billion is A Lot of Money to Waste Americans generally agree that $716 billion is a lot of money to waste. Yet that is the total amount of money that the Republican presidential ticket believes should be returned to the Medicare budget. Contrary to everyday experience, […]
Read more →Light or Heat in the Controversy over Guidelines for Implementation of Health Care Reform Much ink has been spilled in the past few weeks about the “war on religion” and the purported White House campaign to force people of faith (and specifically Catholics?) to have abortions, use […]
Read more →Defining Terms — Pre-existing Condition A pre-existing condition is any current health issue: 1) for which a person has received treatment in the past or 2) for which a prudent person would have sought treatment. Pre-existing conditions may be anything as minor as a mild allergic reaction […]
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